Buy Now - Train Now - Pay Later 

Flex Fitness Equipment is all about equipping you to achieve your goals, we don't want to be in the way, so we have partenered with the following pay later options to help you achieve your goals faster than ever before.

 
Instore / Online Online / Instore Online and Instore Online and Instore Instore Instore / Online Instore / Online
Account Setup Fee $0 $0 $0 $35 Yes - $99 Sign up fee  
Account Keeping Fee $0 $0 $6.00/ month on balances owing.  3.50 per month $6.00/ month on balances owing  
Monthly Transaction Fees $0 $0 $0 2.95 / debit    
Interest* 0% 0% 0% 0% 0% Custom Contract
Late Payment Fees $10 $15   Varies Varies Custom Contract
Deposit 25% Directly with Afterpay - check afterpay website 25% Directly with Oxi Pay No Deposit - Nothing to Pay 25% - Sales rep collects No Deposit - Nothing to Pay today!  
Min and Max Limit $80-1000 $100-$1400 $100-$1000 $499- $6000 Upto $10,000 $5000-$100,000
Repayments 4 equal repayments/ every 2 weeks Fornightly weekly / fortnightly / monthly Fortnightly Weekly, Fornightly, Monthly Monthly
Term 4 repayments 2/3/6 Months Up to 60 days 6/12/18 months 6/12 months 12months +
Additional Payments Yes Yes Yes Yes Yes Custom Contract
          Change you repayment amount or payment dates  
Website afterpay.com.au oxipay.com.au zip.co certegy.com.au Zip.co flexicommercial.com.au
Web purchases Yes No Yes No Yes No
Great for Online/Instore, less then $1000 Online / instore upto $1400 Online / instore upto $1000 Online / Instore up to 6k Online / instore - up to 10k Commercial Setups
Eligibility 18 years or older 18 years or older 18 years or older
Need facebook or paypal account
18 years or older 18 years or older  
Exclusions Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions   Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions 
 
zipPay
Within seconds you'll have access to a new digital wallet up to the value of $1000. The sign up process is very quick and a decision is usually made within minutes.
 

Afterpay
Buy what you want today  – up to $1,000 − and choose Afterpay as your payment method at the checkout instore/online. Get approved on the spot, without the need for complicated paperwork then pay for your purchase over four equal fortnightly instalments with your nominated debit or credit card, without having to pay interest. A late payment fee of $10 will be charged if payment has not been received on the due date.

Oxipay
You can shop online or in-store and select Oxipay to pay for your purchase up to a value of $2,000. Simply nominate a credit card during the checkout process and Oxipay will spread your payment over four easy instalments, without charging interest or any other fees. Please note; a late payment fee of $15 applies.  

Certegy Ezi-Pay
Ezi-Pay enables you to be pre-approved for purchases up to from $499 - $6,000, with payment terms from 6 to 18 months. You’ll need to supply a bank account or credit card details to apply online. Repayments are direct debited fortnightly. Alternatively, complete an application in-store while making your purchase. 
An establishment fee, ranging from $35-$90, applies as well as a monthly $3.50 account keeping fee. In addition, a $2.95 payment processing fee will be charged.  

ZipMoney
Shop online or in-store and select zipMoney at the checkout. Find an item you love and select zipMoney at checkout, complete a quick application and get a decision in real-time. Pay for your item with the funds in your new digital account. Enjoy your new purchase and pay zipMoney over time, on your terms. Flex offers two different options; you can buy anything that is between $1,000 and $2,000 and pay it interest free over 6 months, or alternatively you can pay for your items over 12 months interest free where the total is between $2,000 and $10,000.

FlexiCommercial
Leasing equipment is easy with application online or over the phone with instant approval for smaller amounts and 48-hour approval for larger amounts. No set-up fees or unexpected ongoing charges, instead choose the term and fixed monthly payments to suit your budget. Fixed lease payments, with terms from 2-5 years mean you can plan with certainty and spread payments over your selected term. You also have the choice between an operating (pay for the use of the equipment) and a finance lease (own the equipment outright at the end of the lease term). 
You can now get super-fast processing for Finance and Operating Lease deals from $5000 up to $100K - without the need for supporting financials. To use the process, all you have to do is satisfy the credit criteria and verify your financial position via electronic retrieval of your bank statements on the Bankstatements.com.au website.
 

Exclusions: Pay later options cannot be used with any other promotions and  may not be available for all products eg. 
Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions