Buy Now - Pay Later

Buy Now - Train Now - Pay Later 

Flex Fitness Equipment is all about equipping you to achieve your goals, we don't want to be in the way, so we have partenered with the following pay later options to help you achieve your goals faster than ever before.

Instore / Online Online / Instore Online and Instore Instore / Online Instore / Online Instore / Online
Account Setup Fee $0 $0 Up to $99 (one off) $0  
Account Keeping Fee $0 $6.00/ month on balances owing.  $6.00/ month on balances owing $0  
Monthly Transaction Fees $0 $0 $0 $0  
Interest* 0% 0% no interest during the interest free period however if balance owing after the interest free period, 23.9% will apply against the outstanding balance 0% Custom Contract
Late Payment Fees $10 $5 $15   Custom Contract
Deposit 25% Directly with Afterpay - check afterpay website No Deposit - Nothing to Pay No Deposit - Nothing to Pay today! No Deposit - Nothing to Pay today!  
Min and Max Limit $80-1000 $1-$1000 Upto $10,000 $500 - $5000 $5000-$100,000
Repayments 4 equal repayments/ every 2 weeks weekly / fortnightly / monthly Weekly, Fornightly, Monthly Weekly Monthly
Term 4 repayments Up to 60 days 6/12 months 3 Months 12months +
Additional Payments Yes Yes Yes Yes Custom Contract
      Change your repayment amount or payment dates    
Website afterpay.com.au zip.co Zip.co prospa.com flexicommercial.com.au
Web purchases Yes Yes Yes Yes No
Great for Online/Instore, less then $1000 Online / instore upto $1000 Online / instore - up to 10k Online / instore - $500 - $5000 Commercial Setups
Eligibility 18 years or older 18 years or older
Need facebook or paypal account
18 years or older 

Australian Citizen or Resident, have a clean and well established credit history, be employed in some capacity (earning $300 min per week) and have their own valid email address/mobile number

For Business Customers Only - Must have ABN and trading for 6 months  
Exclusions Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions  Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions 
 

zipPay

Within seconds you'll have access to a new digital wallet up to the value of $1000. The sign up process is very quick and a decision is usually made within minutes.
 

Afterpay

Buy what you want today  – up to $1,000 − and choose Afterpay as your payment method at the checkout instore/online. Get approved on the spot, without the need for complicated paperwork then pay for your purchase over four equal fortnightly instalments with your nominated debit or credit card, without having to pay interest. A late payment fee of $10 will be charged if payment has not been received on the due date.
 

ZipMoney

Shop online or in-store and select zipMoney at the checkout. Find an item you love and select zipMoney at checkout, complete a quick application and get a decision in real-time. Pay for your item with the funds in your new digital account. Enjoy your new purchase and pay zipMoney over time, on your terms. Flex offers two different options; you can buy anything that is between $1,000 and $2,000 and pay it interest free over 6 months, or alternatively you can pay for your items over 12 months interest free where the total is between $2,000 and $10,000.
 

FlexiCommercial

Leasing equipment is easy with application online or over the phone with instant approval for smaller amounts and 48-hour approval for larger amounts. No set-up fees or unexpected ongoing charges, instead choose the term and fixed monthly payments to suit your budget. Fixed lease payments, with terms from 2-5 years mean you can plan with certainty and spread payments over your selected term. You also have the choice between an operating (pay for the use of the equipment) and a finance lease (own the equipment outright at the end of the lease term).  You can now get super-fast processing for Finance and Operating Lease deals from $5000 up to $100K - without the need for supporting financials. To use the process, all you have to do is satisfy the credit criteria and verify your financial position via electronic retrieval of your bank statements on the Bankstatements.com.au websi
 

Exclusions:

Pay later options cannot be used with any other promotions and  may not be available for all products eg. 
Products on sale, clearance, ex-demo, ex-games and certain other products excluded. Cannot be used with any other promotions