Train Now - Pay Later 

Flex Fitness Equipment is all about equipping you to achieve your goals, we don't want to be in the way, so we have partenered with the following pay later options to help you achieve your goals faster than ever before.

  Afterpay Oxipay Certegy Ezi-Pay ZipMoney FlexiCommercial
Instore / Online Online Only Online and Instore Instore / Online  Instore / Online Instore / Online
Account Setup Fee 0 0 $35 Yes - $99 Sign up fee  
Account Keeping Fee 0 0 $3.50 per month $4.95/ month on outstanding balances  
Monthly Transaction Fees 0 0 $2.95 / debit    
Interest* 0% 0% 0% 0% Custom Contract
Late Payment Fees $10 $15 Varies Varies Custom Contract
Deposit No Deposit - Nothing to Pay today! 25% Directly with Oxi Pay 25% No Deposit - Nothing to Pay today!  
Min and Max Limit $80-1000 $100-$2000 $499- $6000 Upto $10,000 $5000-$100,000
Repayments 4 equal repayments Fornightly Fortnightly Weekly, Fornightly, Monthly Monthly
Term 4 repayments 2/3/6 Months 6/12/18 months 3/6/12 months 12months +
Additional Payments Yes Yes Yes Yes Custom Contract
Change your repayment amount or payment dates        
Web purchases Yes No No Yes No
Great for Website  less then $1000 Online / instore upto $2000 Online / Instore up to 6k Online / instore - up to 10k Commercial Setups


Buy what you want today online – up to $1,000 − and choose Afterpay as your payment method at the checkout. Get approved on the spot, without the need for complicated paperwork then pay for your purchase over four equal fortnightly instalments with your nominated debit or credit card, without having to pay interest. A late payment fee of $10 will be charged if payment has not been received on the due date.

You can shop online or in-store and select Oxipay to pay for your purchase up to a value of $2,000. Simply nominate a credit card during the checkout process and Oxipay will spread your payment over four easy instalments, without charging interest or any other fees. Please note; a late payment fee of $15 applies. 

Certegy Ezi-Pay
Ezi-Pay enables you to be pre-approved for purchases up to from $499 - $6,000, with payment terms from 6 to 18 months. You’ll need to supply a bank account or credit card details to apply online. Repayments are direct debited fortnightly. Alternatively, complete an application in-store while making your purchase. 
An establishment fee, ranging from $35-$90, applies as well as a monthly $3.50 account keeping fee. In addition, a $2.95 payment processing fee will be charged.  

Shop online or in-store and select zipMoney at the checkout. Find an item you love and select zipMoney at checkout, complete a quick application and get a decision in real-time. Pay for your item with the funds in your new digital account. Enjoy your new purchase and pay zipMoney over time, on your terms. Flex offers two different options; you can buy anything that is between $1,000 and $2,000 and pay it interest free over 6 months, or alternatively you can pay for your items over 12 months interest free where the total is between $2,000 and $10,000.

Leasing equipment is easy with application online or over the phone with instant approval for smaller amounts and 48-hour approval for larger amounts. No set-up fees or unexpected ongoing charges, instead choose the term and fixed monthly payments to suit your budget. Fixed lease payments, with terms from 2-5 years mean you can plan with certainty and spread payments over your selected term. You also have the choice between an operating (pay for the use of the equipment) and a finance lease (own the equipment outright at the end of the lease term). 
You can now get super-fast processing for Finance and Operating Lease deals from $5000 up to $100K - without the need for supporting financials. To use the process, all you have to do is satisfy the credit criteria and verify your financial position via electronic retrieval of your bank statements on the website.