Setting up a Home Gym?: it’s more affordable than you think!

Health professionals are constantly telling us that we need to move more, to exercise more, to lose weight and live healthier lives. But sometimes squeezing in a session at the gym every day is not easy!

The benefits of fitting in a sweat session every day are immediately felt: you have more energy, you feel more motivated, and you look better naked! But work days are long, there’s so much to do when you get home between life admin, cooking and family time, and often the day gets away from you.  Modern life often leaves us time poor and feeling overwhelmed by all the things we try and fit into a day, but this does not mean our health and fitness should suffer.

How to fit in exercise every day

Almost 1 million Australians spend at least $25 per week on a gym membership, with a lot of Australian households spending over $2,000 a year on a gym membership. Yet 54% of gym members do not even attend their gym on a regular basis after the first month of signing up!

A lot of people are hesitant to join a gym because they don’t think they will get the most out of their membership, whether they are self-conscious about starting a new exercise regime or they simply don’t think they can fit another thing into their busy schedules and don’t want to commit to a 12 month contract for ongoing payments of a gym membership they may not use.

If you are looking to improve your lifestyle, lose some weight or just get fitter and stronger, there is a solution that will save you time and money and allow you to exercise as often as you want to – create your own gym at home!

The first thing you are probably thinking is that such a plan sounds expensive, and who on earth has a house big enough to dedicate a whole room to all that equipment?  But here’s the thing: setting up a gym at home can not only be achieved economically, but it also doesn’t have to take up all the space in your house – you only require a few pieces of equipment to get started, and depending on your goals and motivation, you can expand your home gym accordingly.

The benefits of working out at home

If you have a few pieces of equipment at home, you can save a lot of time by fitting in your workout as soon as you wake up, or as soon as you get home from work, because everything you need is there ready to go! You can roll out of bed and start your exercise session in your pyjamas if you want to!

Unlike the gym, you are in the privacy of your own home, you can go at your own pace, and you don’t need to worry about sharing equipment (i.e. waiting for equipment) or what anyone else is doing – you are in your space and your zone!

It is not only time efficient to have some equipment in the house to exercise with, but it also allows you to complete frequent, short, intense workouts which are proven to be better for your overall health and fitness levels. All you need to get started are a few pieces of equipment, such as a couple of dumbbells, a skipping rope, a bosu ball, or a whole rack setup, and you have the convenience of being able to complete a huge variety of different workouts every day!

But what about the cost of buying the equipment?

A lot of people hesitate to buy their own equipment because of the upfront cost of purchasing brand new training equipment, and in comparison, the small-ish weekly cost of a gym membership seems much easier to stomach. But the cost of equipment should no longer be a deterrent from creating your own fitness set up at home because there are now a huge variety of payment options, some of which involve weekly payments of less than a gym membership, which don’t involve interest payments and mean you get your equipment straight away.

This means you can start working towards your goals, start improving your health and improving your strength straight away, without committing yourself to a gym membership you might not want in a few months, or without spending huge lump sums to buy your own equipment.

Setting up your own gym: payment options


All of the below payment options are available at Flex Fitness Equipment, and will allow you to receive your equipment straight away by setting up a payment plan that suits you.


If you want to purchase a few pieces of equipment to get you started on your fitness journey, or if you just want the additional options of squeezing in some extra exercise from the comfort of your home – Afterpay is a great way to purchase what you need. Flex Fitness has Afterpay facilities for any purchases of up to $1,000 and it is as simple as choosing Afterpay as your payment option at the online checkout.

Afterpay requires you to set up an account, which you can do when you checkout, and allows you to pay for your purchase over 4 equal fortnightly installments from your nominated credit or debit card. And the best bit? Afterpay does not charge any interest on your purchase, there are no fees to set up an account and you don’t even need to pay a deposit when you purchase. Not to mention, your goods will be shipped to you straight after you order them – no need to wait until all of the installment have been paid to receive your new equipment! However, if any of the 4 installment payments are late, a $10 late payment fee is charged to your credit card.


OxiPay is a payment option available both online and in-store on purchases of up to $2,000. When you purchase your equipment, you are required to pay a 25% deposit, and the remaining value of your purchase can be paid over a period of up to 6 months by regular fortnightly installments paid from your credit card. Again no interest is charged and there are no account establishment fees however any late payments will incur a $15 late payment fee.

Certegy Ezi-Pay

Ezi-pay allows you to pay for your purchase in installments over 12 to 24 months on purchases of up to $5,000 if buying online. However, this method of payment involves pre-approval so you will need to supply bank account or credit card details to apply online, before you purchase your equipment. If you are buying instore you can apply for this repayment method in store, for purchases of up to $15,000. Payments are made fortnightly and this option does involve an establishment fee starting at $35.00, and increases depending on the cost of your purchase. There is also a monthly account keeping fee payable of $3.50 however no interest is payable on your purchase price.


ZipMoney is another online option available which you can apply for when you checkout and get a credit approval straight away. If you purchase your equipment from Flex and it is between $1000 and $2000, you can choose a repayment method over 6 months, and if you purchase your equipment up to the value of $10,000, you can pay for your items over 12 months. ZipMoney doesn’t require any deposit and does not charge any interest, however there is a $99 sign-up fee and a monthly account keeping fee of $4.95/month for the period of your repayments. You also have the flexibility to change the amount you pay back each installment, and can choose to pay weekly, fortnightly or monthly – which means the interest free repayments on your equipment could cost less than your 12 month gym membership payments!


FlexiCommercial is the best payment option if you are purchasing equipment for a commercial gym or personal training studio, as you can purchase equipment up to a value of $100,000 and tailor your repayment terms to suit your budget. This method allows you to lease your equipment through FlexiCommercial. You can choose between owning the equipment outright at the conclusion of the lease term, or just paying for the equipment as you use it. To apply for a lease, you can contact FlexiCommercial over the phone or online with instant approval depending on the cost of your purchase. There are no setup fees or ongoing charges, and you can choose the term of the lease and the amount you pay per month to suit your budget. You will need to satisfy certain credit criteria and verify your financial position to set up a FlexiCommercial account.

An affordable way to set up your own fitness business

The above repayment options are a fantastic way to set up a home gym, or to establish your own health and fitness space for your business. The benefits of using these methods to set your business up with equipment, are that you don’t outlay significant initial costs, which strengthens your business cash flow and you receive your equipment straight away. This means you or your clients can get to work in your gym straight away!

So don’t put off starting your new health regime or fitness business any longer. Contact Flex today and have a look at our huge range of equipment to find what is suitable for your budget and your space, as all of the above payment options are available through us!

Category: Home Gym Equipment

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